#1 Gold IRA Company
When it comes to securing your retirement savings against economic uncertainty, few assets perform as reliably as precious metals. Whether you’re seeking protection from inflation or simply want to diversify your financial portfolio, physical gold and silver have proven themselves time and again.
But success in precious metals investments depends heavily on choosing a reputable company. In today’s saturated market, the right partner can make all the difference between a strong, protected portfolio and a costly mistake.
Today, we’re taking a detailed look at US Money Reserve, a company that specializes in helping investors buy government-issued gold coins, build a precious metals IRA, and gain peace of mind through tangible assets.
US Money Reserve: A Brief Overview
Founded in 2001, US Money Reserve has grown into one of the most recognized names in the precious metals market, serving over 785,000 clients globally. Their dedication to customer service and secure precious metals investments has earned them an A+ rating from the Better Business Bureau—a rare achievement in the industry.
With endorsements from public figures like Chuck Woolery, US Money Reserve combines strong branding with a solid track record of helping everyday investors protect their wealth through gold, silver, and platinum coins.
The Best Gold IRA Companies in 2025
Before diving deeper into this US Money Reserve review, it’s important to know that I’ve reviewed dozens of companies over two decades. One of the top picks for 2025 remains Augusta Precious Metals, known for its lifetime support and transparency. You can find my full rankings and detailed comparisons in my guide to the best Gold IRA companies in 2025.
What Makes US Money Reserve Stand Out
While many precious metals dealers focus on selling products, US Money Reserve sets itself apart by offering comprehensive solutions for both new and experienced investors.
Fully-Featured Precious Metals IRA
US Money Reserve makes setting up a precious metals IRA straightforward, secure, and IRS-compliant. Standout features include:
- Up to $18,500 in bonus silver for qualifying accounts.
- Waived first-year fees for new accounts over $6,000 or rollovers above $25,000.
- A smooth rollover process with personalized service from a dedicated Account Executive.
- Access to certified coins backed by the U.S. government.
This combination makes it easy for investors to transition retirement savings from traditional assets into tangible assets like physical gold and silver bars.
Flexible Purchasing Options
Beyond IRAs, US Money Reserve operates a full-service online store for those who prefer home delivery of their precious metals purchases. Their catalog includes:
- Gold American Buffalo and Gold American Eagle coins
- Silver American Eagle coins
- Pearl Harbor commemorative coins
- Various sizes of gold bars and silver bars, from 1 oz to 1 kilo
Purchases are shipped via insured shipping with full package tracking, providing customers peace of mind.
Secure Storage with A-M Global Logistics
For investors who prefer not to store physical precious metals at home, US Money Reserve partners with A-M Global Logistics. With nearly 50 years in the security business, AMGL ensures your precious metals investments are stored safely and fully insured.
Reliable Buyback Program
One major advantage of working with US Money Reserve is their guaranteed buyback program. Investors can sell their metals back to the company without complicated processes, a critical option for those looking to maintain liquidity.
Strong Educational Resources
Understanding the intricacies of precious metals investments is crucial. US Money Reserve’s website provides a range of educational resources, including:
- Free Gold Information Kits
- Personalized diversification quizzes
- Easy-to-follow video tutorials
- Regularly updated market news articles
These tools help many investors make more informed decisions when building their portfolios.
How to Invest with US Money Reserve
There are two primary paths for customers looking to start their journey with US Money Reserve.
Home Delivery of Precious Metals
- Visit the US Money Reserve online store.
- Select your preferred gold coins, silver bars, or other items.
- Click “Add to Cart” and “Begin Checkout”.
- Enter shipping and payment information.
- Receive your order in 5–10 business days, securely packaged and insured.
Setting Up a Precious Metals IRA
- Connect with a dedicated Account Executive.
- Roll over your existing 401(k), IRA, or other retirement accounts.
- Choose IRA-eligible coins and metals.
- Store your investments securely with A-M Global Logistics.
Whether purchasing directly or creating a precious metals IRA, the entire process is designed for convenience, security, and transparency.
US Money Reserve Fees
US Money Reserve charges typical industry-standard fees, although full details are not always prominently displayed online:
| Fee Type | Amount |
|---|---|
| Setup Fee | Varies |
| Annual Storage & Maintenance | ~$250 |
First-year fees may be waived for investors opening a new IRA with at least $6,000 or rolling over $25,000 or more.
US Money Reserve Rating on Consumer Sites
| Platform | Rating | Number of Reviews | Complaints in Past 12 Months |
|---|---|---|---|
| Better Business Bureau (BBB) | A+ | 56 | 0 |
| 3.3/5 | 63 | 8 | |
| TrustPilot | 3.6/5 | 1 | 0 |
| Consumer Affairs | 2.5/5 | 2 | 1 |
Overall, positive reviews outweigh isolated complaints, demonstrating a good company reputation in the precious metals industry.
Pros & Cons
Pros
Over 20 years in the business with many investors satisfied.
Excellent support for precious metals IRAs and direct purchases.
Access to government-issued gold and certified coins.
Professional storage through A-M Global Logistics.
Clear commitment to customer service and transparent pricing.
Cons
Limited online fee transparency.
No offerings for platinum or palladium coins.
The Verdict
In this us money reserve review, it’s clear that US Money Reserve is a legitimate company offering good value for investors seeking to purchase gold, silver, and build long-term wealth through precious metals investments.
Their strong BBB rating, positive customer reviews, professional customer support team, and reliable secure storagepartnerships make them a safe bet for diversifying your retirement savings.
However, as always, I recommend speaking to a qualified financial advisor to ensure your investment strategy aligns with your broader financial goals.
Frequently Asked Questions
Is US Money Reserve Reliable?
Yes, US Money Reserve is a reputable company with a strong track record in the precious metals market.
Does US Money Reserve Report Precious Metal Purchases to the IRS?
Precious metals purchases are not automatically reported unless they exceed certain IRS thresholds. US Money Reserve follows legal compliance standards.
Does US Money Reserve Have a Minimum Order?
Yes, but minimums vary by product. IRA accounts typically require a $6,000 minimum investment for new customers to qualify for bonuses.
Why Should I Invest with US Money Reserve?
US Money Reserve offers personalized service, insured shipping, and access to certified precious metals, making it a solid choice for both new and seasoned investors.
