#1 Gold IRA Company
When planning your financial future, investing in precious metals can be one of the smartest strategies to safeguard your retirement accounts. However, finding a reliable partner for precious metals investing is not always easy. Among the many silver bullion dealers and gold IRA providers, SD Bullion stands out for its reputation of offering some of the lowest prices in the industry.
In this comprehensive sd bullion review, we will explore what makes SD Bullion a preferred choice among thousands of investors. Based on extensive research and personal experience with the company, I will walk you through the services, products, and unique features that SD bullion offers. If you are looking for a precious metals dealer that combines competitive pricing, strong customer service, and secure storage options, keep reading to make an informed decision.
SD Bullion: A Brief Overview
Founded in 2012 and headquartered in Ottawa Lake, Michigan, SD Bullion quickly became one of the most respected silver bullion dealers in the precious metals industry. “SD” stands for “Silver Doctors,” paying tribute to the company’s roots in providing insightful market analysis.
What sets SD Bullion apart is their commitment to offering the absolute lowest prices for gold, silver, and palladium coins and bars. Their business model focuses on live market business, ensuring that customers receive competitive pricing based on real-time spot prices. This focus on affordability and customer satisfaction has made SD Bullion a repeat customer favorite and a highly rated business on Better Business Bureau platforms.
The Best Gold IRA Companies in 2025
Before diving deeper into this sd bullion review, I encourage you to explore my curated list of the best gold IRA companies in 2025. Augusta Precious Metals tops the list with an A+ rating from the Better Business Bureau and hundreds of verified buyer reviews, offering lifetime account support and excellent investment journey experiences.
What Makes SD Bullion Stand Out
While many precious metals companies promise the best prices, SD Bullion actually delivers. Here’s what truly distinguishes them:
Extensive Precious Metals Selection
SD Bullion offers a vast range of products, catering to investors and collectors alike:
- Silver Bullion: Coins, bars, rounds, IRA-approved silver, and collectible coins from reputable mints.
- Gold Bullion: Coins, bars, foil notes, and gold products suitable for retirement accounts.
- Platinum and Palladium: Investment-grade coins and bars, including palladium coins.
- Copper Products: Rounds and bars for diversified portfolios.
- Jewelry: A fine selection of gold and silver jewelry.
- Accessories: Coin capsules, tubes, monster boxes, and precious metals testing devices.
The broad selection helps investors of all levels to build diversified portfolios based on personal goals and market trends.
Live Spot Prices and Locked Trades
One of SD Bullion’s standout features is its real-time market pricing. Their website updates spot prices every 10–15 seconds, allowing customers to lock trades at current rates, ensuring transparent and fair transactions.
For those concerned about applicable market loss, SD Bullion’s system locks your trade immediately after placing the order. This eliminates pricing confusion and protects your investment value.
Secure Storage Options
SD Depository, SD Bullion’s fully insured storage solution, offers customers peace of mind. Their secure storage options are perfect for those investing for retirement or large-scale asset protection. Assets stored at SD Depository are insured by Lloyd’s of London, further enhancing trust and security.
For new investors, SD Bullion offers three months of free storage, making it a stress-free start to your precious metals journey.
“Sell to Us” Program
Another unique offering from SD Bullion is their simple and straightforward buyback program. Investors can sell:
- At least 20 ounces of silver,
- 1 ounce of gold,
- 1 ounce of platinum,
- Or 1 ounce of palladium.
Once you ship your items and they pass inspection, payment is processed quickly — typically within three business days.
Educational Resources
To help customers make informed decisions, SD Bullion provides a robust library of educational content:
- Market updates and news,
- Silver and gold price forecasts,
- Investment strategy blogs,
- Guides on recognizing scams in the industry.
These resources cater to both new and experienced investors aiming to navigate market volatility effectively.
How to Invest with SD Bullion?
Investing through SD Bullion is simple and stress-free, with a clear 3-step process:
Step 1: Open a Gold IRA
Start by setting up a self-directed IRA account. SD Bullion’s IRA specialists will guide you through the paperwork and requirements according to IRS rules.
Step 2: Fund Your IRA
You can fund your account using a wire transfer, personal check, cashier’s check, or by rolling over funds from an existing 401(k) or IRA account. SD Bullion ensures a smooth rollover process without unnecessary delays.
Step 3: Purchase Precious Metals
Once your IRA is funded, you can choose from IRA-eligible gold, silver, and platinum products. SD Bullion’s team will handle secure shipment of your assets to their SD Depository, offering full insurance and timely shipping.
SD Bullion Fees
When it comes to transparency, SD Bullion excels in product pricing but falls short regarding IRA fees.
| Service | Fee |
|---|---|
| Storage | From $9.99/month |
| IRA Setup and Maintenance | Details provided upon consultation |
Cancellation fees may apply if you back out after locking a trade, but this is standard across the industry.
SD Bullion Rating on Consumer Sites
| Consumer Agency | Rating | Reviews |
|---|---|---|
| Better Business Bureau (BBB) | A+ | 1,332 |
| Business Consumer Alliance (BCA) | CC | 1 |
| TrustPilot | 4.1/5 | 2,323 |
Despite some negative reviews mainly related to cancellation policies, the majority highlight SD Bullion’s fast delivery, strong customer service, and competitive prices.
Pros and Cons
Pros
Lowest prices on gold and silver bullion
Fast delivery and timely shipping
Strong customer service support
Fully insured storage solutions
Simple buyback process
Vast selection from reputable mints
Cons
- Limited fee transparency for IRA accounts
- No live chat support for immediate questions
- Shipping restricted to the US and select international locations
The Verdict
For investors seeking competitive pricing, vast product selection, and secure storage options, SD Bullion proves to be a compelling option. Their strong reputation, timely shipping, and customer-first approach make them a standout in the precious metals industry.
However, prospective customers should be aware of the lack of upfront IRA fee disclosures and the absence of live chat support. Conducting further research and asking all necessary questions beforehand can help ensure a smooth investment experience.
If you are ready to explore other reputable options as well, check out my full list of the best gold IRA companies.
Frequently Asked Questions
Is SD Bullion reliable?
Yes, SD Bullion is accredited by the Better Business Bureau and has earned thousands of positive reviews from verified buyers.
Does SD Bullion report your purchase of precious metals to the IRS?
No, private precious metals purchases are not reported to the IRS unless mandated by specific cash transaction thresholds.
Does SD Bullion have a minimum order amount?
For most regular orders, there is no strict minimum. However, for selling back to SD Bullion, minimums apply depending on the metal.
Why should I invest with SD Bullion?
With some of the absolute lowest prices, excellent customer service, and a wide range of precious metals products, SD Bullion is a trustworthy choice for building your investment portfolio.
