#1 Gold IRA Company
In an era where economic volatility is becoming the new normal, many investors are turning to precious metals to protect their portfolios and retirement savings. When choosing the right partner for precious metals investing, it’s crucial to select a company that offers not only high-quality assets but also outstanding service and transparency. This is where Lexi Capital stands out.
In this detailed Lexi Capital review, we’ll explore how this company has built a strong reputation in the precious metals industry over the past 13 years. From their unique Gold Assurance Plan to secure storage options and seamless gold IRA rollovers, Lexi Capital has become a trusted name among gold IRA providers.
Whether you’re interested in investing in gold and silver coins, opening a self-directed IRA, or simply securing your retirement account with tangible assets, understanding Lexi Capital’s offerings is a must. Read on this gold IRA guide to discover whether Lexi Capital is the right fit for your precious metals investment strategy.
Lexi Capital: A Brief Overview
Founded in 2010 by two determined entrepreneurs, Lexi Capital quickly established itself as a trusted name in the precious metals industry. The company’s mission is rooted in protecting retirees from market instability and offering access to recession-proof assets.
Lexi Capital has built a strong reputation among younger investors seeking to diversify beyond the stock market. With a focus on alternative assets like gold, cryptocurrency IRAs, and other assets, the company offers a wide range of investment options tailored to meet various financial goals. One of the major strengths is that Lexi Capital focuses on helping clients protect their retirement funds through IRS approved precious metals and expert guidance.
Today, Lexi Capital specializes in providing both gold and silver coins and full assistance with setting up self-directed IRAs. Holding an A+ rating with the Better Business Bureau, Lexi Capital remains committed to transparency, investor education, and innovative solutions like their unique Gold Assurance Plan.
The Best Gold IRA Companies in 2025
When planning for retirement savings, choosing the right gold IRA companies is essential. Here’s a quick comparison of top-rated options for 2025:
| Company | BBB Rating | Key Features |
|---|---|---|
| Augusta Precious Metals | A+ | Lifetime support, complete transparency |
| Goldco | A+ | Wide selection of IRA-approved precious metals |
| Lexi Capital | A+ | Unique Gold Assurance Plan, fast evaluation, buyback offers |
What Makes Lexi Capital Stand Out
Lexi Capital sets itself apart by offering services that simplify and secure the investment process for both new and experienced investors.
Reliable Gold and Silver IRAs
Instead of overwhelming customers with countless options, Lexi Capital offers a carefully curated selection of IRA-approved gold and silver coins. Their strategy focuses on assets with a strong track record in domestic and international markets, helping investors lower risk and simplify portfolio management.
Gold Assurance Plan
Lexi Capital’s Gold Assurance Plan is a standout feature, offering price protection for up to six months after the purchase. With coverage up to $500 per ounce, investors can feel more secure even if market prices fluctuate shortly after buying.
Expert Customer Service
Lexi Capital’s senior portfolio managers are seasoned experts. They assist investors with creating customized investment portfolios, provide up-to-date market insights, and offer continuous support through tools like live chat support on the Lexi Capital website.
IRA Rollovers
Lexi Capital makes transferring funds from an existing IRA easy. Partnered with STRATA Trust and recommending trusted custodians like Preferred Trust, Equity Trust, and Goldstar Trust, they streamline the process of setting up a new self-directed IRA to invest in gold and silver.
Flexible Refund and Return Policy
Another strength is Lexi Capital’s full refund and return policy. Investors can return or exchange their purchases within three days, showing the company’s commitment to customer satisfaction and further distinguishing it from many precious metal dealers.
How to Invest with Lexi Capital
Investing with Lexi Capital is a straightforward and guided process, designed to help even first-time precious metals investors feel confident about their financial future.
Step 1: Open a New Self-Directed IRA
Lexi Capital gives investors two choices: open a brand-new self-directed IRA or transfer funds from an existing retirement account. Their team assists you every step of the way, offering professional advice on completing necessary documentation and selecting the right account structure.
Step 2: Collect Required Documents
Opening a gold or silver IRA through Lexi Capital requires only minimal paperwork. Typically, you need to provide your Social Security number and basic personal information. If you are transferring funds, you will also need your existing IRA or 401(k) statements.
Step 3: Work with a Dedicated Advisor
After the initial paperwork, you will be connected with a dedicated account manager who will help tailor your investment portfolio. They will explain the benefits of diversifying with precious metals and how gold and silver can hedge against market volatility and protect your retirement savings.
Step 4: Purchase and Secure Your Assets
Once your strategy is finalized, you can purchase your selected gold or silver coins. Lexi Capital gold IRA offers the choice between secure delivery to your home or professional storage in IRS-approved depositories. Their team ensures a smooth transition from investment to protection of your physical assets.
Lexi Capital Gold IRA Fees
Understanding the cost structure is crucial when choosing an IRA provider. Lexi Capital maintains clear and transparent pricing policies:
- Account Opening Fee: Free (minimum investment of $15,000 required).
- Minimum Investment: $1,500 for individual purchases.
- Shipping Fee: $14.95 on orders under $15,000.
Annual Account Management Fee:
- $285 for investments up to $50,000 during the first year.
- $180 annually after the first year for investments up to $50,000.
- No annual fee for investments over $50,000.
This fee structure makes Lexi Capital a competitive and appealing choice for those looking to invest in precious metals IRAs.
Lexi Capital Rating on Consumer Sites
Let’s take a closer look at Lexi Capital’s ratings across trusted consumer review platforms:
| Consumer Protection Agency | Rating | Number of Reviews | Complaints (Past 12 Months) |
|---|---|---|---|
| Better Business Bureau (BBB) | A+ | 1 | 0 |
| Business Consumer Alliance | AAA | 0 | 0 |
| TrustPilot | No Rating | 0 | 0 |
| TrustLink | 5/5 | 3 | 0 |
Lexi Capital’s spotless record across multiple review sites reflects their strong commitment to exceptional customer service and reliability in the precious metals investment industry.
Pros & Cons
Pros
Over 13 years of experience in the precious metals industry.
Offers a unique Gold Assurance Plan to protect initial investments.
Partners with trusted IRA custodians like STRATA Trust.
Provides customized investment advice from dedicated portfolio managers.
Transparent pricing and straightforward refund policy.
Access to secure storage solutions or insured home delivery.
Cons
Customer service response times may be slower during peak periods.
No dedicated learning center or extensive educational resources on the website.
Another key benefit is the flexibility of their self directed IRA services, allowing investors to manage their portfolios according to their preferences. They also provide clear criteria for a portfolio’s eligibility, ensuring that clients can make informed decisions. Unlike many providers, Lexi Capital supports both commingled storage and segregated storage, offering multiple layers of protections depending on investor needs. This makes it easier to buy gold and store it securely while staying compliant with IRS rules.
Lexi Capital also appeals to those looking to invest in non IRA precious metals, as well as those interested in traditional IRAs. The firm offers a low minimum investment threshold, making precious metals accessible to many investors. Their AAA rating and positive reviews are testaments to their credibility, with more customer reviews highlighting satisfaction with their transparency, wire payments, and customer service.
The Final Verdict
After thoroughly reviewing Lexi Capital, it’s clear that the company rightfully earned its position as a leading player among gold IRA providers. With their strong focus on transparency, excellent customer service, and value-driven offerings like the Gold Assurance Plan, Lexi Capital gold IRA is an outstanding choice for both new and seasoned investors. The absence of hidden cancellation fees and straightforward onboarding makes Lexi Capital an attractive option. For those looking to diversify and strengthen their portfolios, especially with IRS approved gold, this provider offers solid support and customizable solutions.
While there are minor drawbacks, such as limited educational materials online, their dedication to customer satisfaction through one-on-one guidance and strong refund policies compensates for these small gaps.
If you are seeking a reputable, customer-focused company to help you invest in physical precious metals for your retirement accounts, Lexi Capital is certainly worth considering. For more options, check out my article on the best gold IRA companies.
Frequently Asked Questions
Is Lexi Capital Reliable?
Yes, Lexi Capital holds an A+ rating from the Better Business Bureau and enjoys a flawless reputation across multiple review platforms, making it a trustworthy partner in the precious metals market.
Does Lexi Capital Report Your Purchase of Precious Metals to the IRS?
No, Lexi Capital respects client privacy. However, specific IRS reporting regulations may apply in certain cases, such as large cash transactions. Always consult your tax advisor for detailed guidance.
Does Lexi Capital Have a Minimum Order Requirement?
Yes, Lexi Capital requires a minimum investment of $15,000 to open a precious metals IRA account, while individual purchases must exceed $1,500.
Why Should I Invest with Lexi Capital?
Lexi Capital offers outstanding benefits like the Gold Assurance Plan, access to reliable gold and silver IRA assets, excellent customer service, and flexible refund policies—all critical for making informed investment decisions in an uncertain economy.
