In a time when global markets are unstable and inflation continues to erode the value of traditional savings, more investors are turning to alternative assets to build a more resilient retirement account. As a result, self-directed IRAs — especially those that include digital assets and precious metals — have seen rapid growth in popularity.
iTrustCapital stands out among modern crypto IRA providers, offering an intuitive platform where users can invest in physical gold and silver, cryptocurrencies, and manage everything under a tax-advantaged IRA account. Whether you’re setting up a Roth IRA, Traditional IRA, or rolling over funds from another source, iTrustCapital provides secure, transparent, and low-cost access to a diverse range of asset classes.
In this iTrustCapital review, we’ll take a deep dive into the platform’s features, service quality, fee structure, and customer feedback. Whether you’re new to IRA investing or looking for better options than traditional institutions, this guide will help you decide if iTrustCapital is right for your financial future.
iTrustCapital: A Brief Overview
Founded in 2018 and headquartered in Irvine, California, iTrustCapital has quickly earned a solid reputation among investors seeking exposure to crypto and precious metals in their retirement accounts. The platform supports self-directed IRA structures and gives investors 24/7 access to crypto trades, gold and silver purchases, and account monitoring.
What truly makes iTrustCapital unique is its seamless combination of cryptocurrencies like Bitcoin and Ethereum with precious metals such as gold and silver sourced from reputable institutions like the Royal Canadian Mint. For precious metals, assets are securely stored via Tradewind’s VaultChain platform, ensuring traceability on a secure blockchain distributed ledger.
Custodial services are handled by Fortress Trust, a qualified custodian, and digital security is enhanced through two-factor authentication and robust encryption protocols.
#1.
Best Gold IRA Company Overall
- Gold and silver bullion, IRA-approved coins, and pre-packaged gold coins
- Lifetime account support to ensure help is always available
- Dedicated experts with comprehensive knowledge of your account
The Pros
Real-time price charts on the website display the latest precious metals prices
Strong focus on educating customers about precious metal investing
Augusta Precious Metals handles all paperwork, simplifying the IRA setup process
The website offers market news and expert insights into the gold industry
The Cons
Requires a minimum investment of $50,000
Only one depository option available for gold IRA investors outside the U.S.
#2.
Best Gold IRA for New Investors
- Receive up to 10% in free silver on qualifying precious metal purchases
- No minimum investment needed to get started
- Industry-leading Buyback Guarantee at top market prices
The Pros
No minimum investment required, making it easy to get started
Earn up to 10% in free silver on eligible purchases
Goldco offers one of the most competitive buyback guarantees in the industry
Exceptional customer support that is both attentive and professional
The Cons
Pricing details are not publicly listed on the website — contact Goldco directly for information about their fees.
#3.
Best Gold IRA Company Overall
- Get up to $15,000 in free silver with eligible accounts
- Price match guarantee to secure the lowest precious metal prices
- No account maintenance fees for up to three years
The Pros
Start a precious metals IRA with a minimum investment of just $10,000
Receive up to $15,000 in free silver on eligible purchases
Hassle-free buyback process with no additional costs
Widely recognized for outstanding customer service and support
The Cons
Precious metals prices are not displayed on their website.
#4.
Best Gold IRA for Transparent Fee Structure
- Minimum investment of just $10,000 to get started
- Transparent, budget-friendly fee structure available on their website
- First-year fees waived for accounts exceeding $50,000
The Pros
Low minimum investment of just $10,000
Website offers real-time gold price updates
Convenient buyback services for future gold sales
A range of educational resources available to support investors
The Cons
To invest with Birch, you must contact their customer support team, as direct online investing is not available through the website.
#5.
Best Gold IRA for Educational Resources
- Educational resources to help investors make informed decisions
- Guaranteed buyback program for convenient selling
- "Royal Survival Packs" designed for quick access to emergency funds
The Pros
The website offers extensive educational resources for both beginners and experienced investors
Buyback program allows for easy and secure resale of precious metals
Receive expert guidance and professional support from Noble Gold specialists
Precious metals are stored in facilities with top-tier security standards
The Cons
Only available in the US and Canada
The Best Gold IRA Companies in 2025
Before I get started with this review, I want to inform you that I have reviewed dozens of precious metal IRA companies over two decades, and I have curated a list of the top 5 gold IRA companies in 2025. I highly recommend reading this article before proceeding with an IRA transfer.
The #1 Best Gold IRA is Augusta Precious Metals, with its A+ rating from Better Business Bureau, hundreds of 5-star reviews, and lifetime account support. Read my review on Augusta Precious Metals, or visit the official Augusta website to learn more.
What Makes iTrustCapital Stand Out
Here’s what makes the company a reliable operator!
Dual Access to Crypto and Precious Metals
Unlike most platforms that focus exclusively on either physical gold or crypto, iTrustCapital lets you invest in both from the same dashboard. This is ideal for building a diversified portfolio that includes assets with historically low correlation to traditional stocks.
Simple and Transparent Interface
The iTrustCapital platform is designed to be user-friendly, making it easy for both beginners and experienced investors to manage their self directed IRA. The interface provides live market data, real-time trading, and intuitive tools to sell assets, withdraw funds, and track portfolio performance.
No Monthly Maintenance Fees
iTrustCapital eliminated its monthly maintenance fee, which once stood at $29.95, making it one of the few crypto IRAplatforms with no ongoing monthly fees. Instead, the company charges only per transaction, offering investors maximum value and flexibility.
Physical Gold and Silver Integration
When you invest in precious metals through iTrustCapital, you’re not buying ETFs or paper contracts — you’re buying allocated physical gold and silver, securely stored and trackable through blockchain-based systems. This provides peace of mind for those who prioritize real asset ownership.
Institutional-Grade Security
The company partners with Fireblocks and Fortress Trust to protect your digital assets. These partnerships ensure bank-level security, cold storage protocols, and compliance with industry standards. Combined with two-factor authentication, this provides a high level of protection for every iTrustCapital account.
How to Invest with iTrustCapital
Follow this simple instruction below.
Step 1: Create an Account
Start by visiting the official iTrustCapital website and clicking “Open Account.” You’ll enter basic details such as your name, email, and retirement goals to set up your IRA account.
Step 2: Fund Your IRA
Choose your funding method: initiate an IRA transfer, rollover from a 401(k), or make a cash contribution. The platform supports funding for Traditional IRAs, Roth IRAs, and SEP IRAs.
Step 3: Buy Crypto or Precious Metals
Once your account is funded, you can buy gold and silver, trade cryptocurrencies, or hold a combination of both. Assets are purchased at spot price, and transactions are processed almost instantly during business hours.
Step 4: Monitor and Manage Your Portfolio
Track your assets, monitor performance, and manage allocations through your dashboard. You can also sell or reallocate your holdings at any time — a level of flexibility not offered by most traditional custodians.
iTrustCapital Fees
Take a look at the fees charged:
Account Setup Fee: $0
Monthly Maintenance Fee: $0
Crypto Transaction Fee: 1% per trade
Gold & Silver Transaction Fee: $50 flat per precious metal trade
There are no hidden charges, no percentage-based custodial fees, and no storage costs — a huge advantage compared to other IRA investing platforms.
iTrustCapital Rating on Consumer Sites
Users frequently mention “top notch service,” “excellent customer service,” and how super helpful the support team is. Many also highlight positive experiences with platform specialists like “Bruce helped” or “Josh was extremely helpful,” reinforcing the brand’s human touch.
Review Platform | Rating | Number of Reviews | Complaints (Last 12 Months) |
|---|---|---|---|
Trustpilot | 4.5/5 | 500+ | Few |
Better Business Bureau | A+ | 100+ | 3 |
Google Reviews | 4.8/5 | 600+ | 0 |
Pros & Cons
The Pros
- Access to both crypto and precious metals in a single platform
- No setup fees or monthly maintenance fees
- Fully FDIC-insured custodial backing via Fortress Trust
- Transparent pricing with low transaction fees
- Responsive and helpful customer support
- Real physical gold and silver investments with
The Cons
- Only available to U.S. residents
- No support for rare coins or collectibles
- Doesn’t support every IRA type (e.g., SIMPLE IRA currently not available)
- Requires basic tech literacy for platform navigation
The Verdict
iTrustCapital is a forward-thinking platform that meets the needs of modern investors looking to include crypto and precious metals in their retirement planning. With zero recurring fees, transparent pricing, and highly secure storage, it offers exceptional value for those seeking to build a resilient and diversified IRA account.
Whether you’re rolling over an existing IRA, starting a new Roth IRA, or testing the waters with digital assets, iTrustCapital provides a reliable, easy-to-use solution. Thanks to its growing popularity and continued innovation, it has earned its spot among the top-rated crypto IRA providers in the industry.
iTrustCapital Frequently Asked Questions – FAQ
Yes. iTrustCapital is FDIC-insured via Fortress Trust, has an A+ rating from the BBB, and has earned thousands of positive reviews from real clients.
Yes. As a compliant IRA custodian, iTrustCapital follows all IRS reporting rules for retirement accounts and transactions.
Yes, the minimum account funding starts at $1,000 — a relatively low barrier for entry compared to other crypto and precious metals IRA platforms.
Because it combines flexibility, lower fees, institutional-grade security, and seamless access to both physical gold and digital assets — making it one of the most efficient ways to future-proof your retirement portfolio.