
Securing your wealth with precious metals has never been more crucial than today. With economic uncertainties looming, many investors are turning to trusted names like Money Metals Exchange for their precious metals investments. However, choosing the right partner isn’t simple. In this detailed Money Metals Exchange review, I’ll share insights from my investment journey to help you determine if this company meets your financial goals. Let’s dive into everything you need to know before buying precious metals or opening a gold IRA account with Money Metals Exchange.
Money Metals Exchange: A Brief Overview
Established in 2010, Money Metals Exchange has made a significant mark in the precious metals industry. The company’s success largely stems from the leadership of Stephan Gleason, a seasoned investor, political strategist, and entrepreneur known for his appearances on Fox News, CNBC, and other major platforms. His background in promoting liberty and financial privacy translated into founding a precious metals dealer that prioritizes education, security, and customer satisfaction.
Today, Money Metals Exchange is recognized for offering a wide range of high-quality products, competitive pricing, a professional service approach, and secure storage options for investors across the United States.
#1.
Best Gold IRA Company Overall
- Gold and silver bullion, IRA-approved coins, and pre-packaged gold coins
- Lifetime account support to ensure help is always available
- Dedicated experts with comprehensive knowledge of your account
The Pros
Real-time price charts on the website display the latest precious metals prices
Strong focus on educating customers about precious metal investing
Augusta Precious Metals handles all paperwork, simplifying the IRA setup process
The website offers market news and expert insights into the gold industry
The Cons
Requires a minimum investment of $50,000
Only one depository option available for gold IRA investors outside the U.S.
#2.
Best Gold IRA for New Investors
- Receive up to 10% in free silver on qualifying precious metal purchases
- No minimum investment needed to get started
- Industry-leading Buyback Guarantee at top market prices
The Pros
No minimum investment required, making it easy to get started
Earn up to 10% in free silver on eligible purchases
Goldco offers one of the most competitive buyback guarantees in the industry
Exceptional customer support that is both attentive and professional
The Cons
Pricing details are not publicly listed on the website — contact Goldco directly for information about their fees.
#3.
Best Gold IRA Company Overall
- Get up to $15,000 in free silver with eligible accounts
- Price match guarantee to secure the lowest precious metal prices
- No account maintenance fees for up to three years
The Pros
Start a precious metals IRA with a minimum investment of just $10,000
Receive up to $15,000 in free silver on eligible purchases
Hassle-free buyback process with no additional costs
Widely recognized for outstanding customer service and support
The Cons
Precious metals prices are not displayed on their website.
#4.
Best Gold IRA for Transparent Fee Structure
- Minimum investment of just $10,000 to get started
- Transparent, budget-friendly fee structure available on their website
- First-year fees waived for accounts exceeding $50,000
The Pros
Low minimum investment of just $10,000
Website offers real-time gold price updates
Convenient buyback services for future gold sales
A range of educational resources available to support investors
The Cons
To invest with Birch, you must contact their customer support team, as direct online investing is not available through the website.
#5.
Best Gold IRA for Educational Resources
- Educational resources to help investors make informed decisions
- Guaranteed buyback program for convenient selling
- "Royal Survival Packs" designed for quick access to emergency funds
The Pros
The website offers extensive educational resources for both beginners and experienced investors
Buyback program allows for easy and secure resale of precious metals
Receive expert guidance and professional support from Noble Gold specialists
Precious metals are stored in facilities with top-tier security standards
The Cons
Only available in the US and Canada
The Best Gold IRA Companies in 2025
Before I get started with this review, I want to inform you that I have reviewed dozens of precious metal IRA companies over two decades, and I have curated a list of the top 5 gold IRA companies in 2025. I highly recommend reading this article before proceeding with an IRA transfer.
The #1 Best Gold IRA is Augusta Precious Metals, with its A+ rating from Better Business Bureau, hundreds of 5-star reviews, and lifetime account support. Read my review on Augusta Precious Metals, or visit the official Augusta website to learn more.
What Makes Money Metals Exchange Stand Out
With so many players in the precious metals market, Money Metals Exchange has carved a niche through several standout features.
Diverse Precious Metals Offerings
Money Metals Exchange offers a complete line of assets for every investor:
Silver coins, rounds, bars, junk silver
Gold coins, bars, and currency products
Platinum coins and jewelry
Palladium coins and bars
Rhodium bars
Copper rounds and bars
Ready-to-go portfolios combining popular gold and silver items
Vault Metals featuring pure forms of silver, gold, platinum, palladium, and rhodium
This range ensures that precious metals investors can find exactly what fits their portfolio needs.
Special Deals on Overstocked Metals
Another compelling reason many customers choose Money Metals Exchange is the company’s “Specials” section. Here, overstocked items are sold at discounted prices, allowing savvy investors to maximize the value of their purchases.
Educational Resources for Investors
Investing in metals can generate a million questions. Fortunately, Money Metals Exchange offers extensive educational resources — market news, investment guides, spot price charts, and industry analyses — enabling both beginners and seasoned investors to make informed decisions.
Secure Storage with Money Metals Depository
Unlike other dealers that depend on third parties, Money Metals Exchange operates its own depository in Idaho. This secure facility features UL Class 3 vaults, thick reinforced walls, segregated storage, and insurance through Lloyd’s of London, ensuring that client holdings are protected at all times.
Buyback Program: Sell to Money Metals Exchange
When it’s time to liquidate your investments, Money Metals Exchange simplifies the process. Their buyback program allows investors to sell metals directly back at competitive rates — a huge advantage for those planning their investment journey carefully.
How to Invest with Money Metals Exchange
If you’re considering buying precious metals or opening a precious metals IRA, the investment process at Money Metals is straightforward.
Step 1: Open a Self-Directed IRA
Money Metals Exchange recommends working with NDIRA but is flexible with custodians. Already have an account elsewhere? No problem — you can still buy from Money Metals Exchange.
Step 2: Fund Your Account
Fund your self-directed IRA through wire transfer, paper check, e-check, or rollover from an existing IRA or 401(k). No hidden fees for wire or check payments.
Step 3: Select Your Precious Metals
Browse the wide product range on the website and pick suitable assets — whether silver bars, gold coins, or rhodium bricks.
Step 4: Delivery and Storage
After purchase, assets are either delivered to your address or stored securely at the Money Metals Depository, ensuring peace of mind with full insurance coverage.
Money Metals Exchange Fees
Transparency is crucial. While Money Metals Exchange offers competitive pricing, there are a few important fees to know:
Payment Method | Additional Fee |
---|---|
PayPal | +4% |
Cryptocurrency | +2% |
Wire Transfer / Paper Check / E-Check | No extra fee |
Storage fees at the Money Metals Depository:
Asset Value | Annual Storage Fee |
---|---|
Up to $15,999 | $96 flat |
$16,000 to $99,000 | 0.59% |
$100,000 to $999,999 | 0.49% |
$1M to $2.9M | 0.39% |
Money Metals Exchange Rating on Consumer Sites
Customer feedback reflects real-world experiences. Here’s how Money Metals Exchange ranks:
Review Site | Rating | Reviews Count |
---|---|---|
Better Business Bureau | A+ | 157 |
TrustPilot | 2.3/5 | 71 |
While TrustPilot shows some customer complaints, many issues revolve around shipping delays and state sales tax — common challenges in the precious metals industry.
Pros & Cons
The Pros
- Wide variety of precious metals products
- Competitive pricing on silver, gold, and platinum
- In-house secure storage with insurance
- Informative educational resources
- Free shipping for orders over $199
- Strong reputation in the business bureau network
The Cons
- Additional fees for PayPal and crypto payments
- Limited contact methods (no 24/7 live chat support)
- Lower TrustPilot rating due to shipping process complaints
The Verdict
Money Metals Exchange is a trustworthy company offering a rich catalog of metals, competitive prices, professional service, and reliable storage solutions. While some challenges like extra payment fees and occasional delivery issuesexist, overall customer satisfaction remains high.
If your investment goals align with buying tangible assets and securing them professionally, Money Metals Exchange could be an excellent addition to your portfolio.
However, as with any major financial decision, always consult with a qualified advisor before making large investments.
Money Metals Exchange Frequently Asked Questions – FAQ
Yes, with an A+ rating from the Better Business Bureau and strong industry experience, Money Metals Exchange is considered highly reliable.
Generally, purchases of physical precious metals are not reported unless specific thresholds for cash transactions are exceeded.
No strict minimums are stated, but shipping fees apply for orders below $199.
Because Money Metals Exchange offers competitive prices, a strong buyback program, and top-tier security for storage — critical factors for long-term precious metals investing success.