Money Metals Exchange Review

Securing your wealth with precious metals has never been more crucial than today. With economic uncertainties looming, many investors are turning to trusted names like Money Metals Exchange for their precious metals investments. However, choosing the right partner isn’t simple. In this detailed Money Metals Exchange review, I’ll share insights from my investment journey to help you determine if this company meets your financial goals. Let’s dive into everything you need to know before buying precious metals or opening a gold IRA account with Money Metals Exchange.

Money Metals Exchange: A Brief Overview

Established in 2010, Money Metals Exchange has made a significant mark in the precious metals industry. The company’s success largely stems from the leadership of Stephan Gleason, a seasoned investor, political strategist, and entrepreneur known for his appearances on Fox News, CNBC, and other major platforms. His background in promoting liberty and financial privacy translated into founding a precious metals dealer that prioritizes education, security, and customer satisfaction.

Today, Money Metals Exchange is recognized for offering a wide range of high-quality products, competitive pricing, a professional service approach, and secure storage options for investors across the United States.

Best Gold IRA Company Overall

  • Gold and silver bullion, IRA-approved coins, and pre-packaged gold coins
  • Lifetime account support to ensure help is always available
  • Dedicated experts with comprehensive knowledge of your account
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  • Precious Metals: Gold, Silver
  • Minimum Investment: $50,000
  • Fees: Application fee (one time): $50, Storage fee: $100, Annual custodian fee: $125
  • BBB Rating: A+
  • BCA Rating: AAA
  • Trustpilot Reviews: 4.8 / 5
  • The Pros

    Real-time price charts on the website display the latest precious metals prices

    Strong focus on educating customers about precious metal investing

    Augusta Precious Metals handles all paperwork, simplifying the IRA setup process

    The website offers market news and expert insights into the gold industry

    The Cons 

    Requires a minimum investment of $50,000

    Only one depository option available for gold IRA investors outside the U.S.

    Best Gold IRA for New Investors

    • Receive up to 10% in free silver on qualifying precious metal purchases
    • No minimum investment needed to get started
    • Industry-leading Buyback Guarantee at top market prices
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  • Precious Metals: Gold, Silver, Platinum, Palladium
  • Minimum Investment: No minimum amount
  • Fees: Not publicly available
  • BBB Rating: A+
  • BCA Rating: AAA
  • Trustpilot Reviews: 4.8 / 5
  • The Pros

    No minimum investment required, making it easy to get started

    Earn up to 10% in free silver on eligible purchases

    Goldco offers one of the most competitive buyback guarantees in the industry

    Exceptional customer support that is both attentive and professional

    The Cons 

    Pricing details are not publicly listed on the website — contact Goldco directly for information about their fees.

    Best Gold IRA Company Overall

    • Get up to $15,000 in free silver with eligible accounts
    • Price match guarantee to secure the lowest precious metal prices
    • No account maintenance fees for up to three years
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  • Precious Metals: Gold, Silver, Platinum, Palladium
  • Minimum Investment: $10,000 for IRAs, $5,000 for non-IRA
  • Fees: Annual storage fee: $180, zero account set-up fees
  • BBB Rating: A+
  • BCA Rating: AAA
  • Trustpilot Reviews: 4.7 / 5
  • The Pros

    Start a precious metals IRA with a minimum investment of just $10,000

    Receive up to $15,000 in free silver on eligible purchases

    Hassle-free buyback process with no additional costs

    Widely recognized for outstanding customer service and support

    The Cons 

    Precious metals prices are not displayed on their website.

    Best Gold IRA for Transparent Fee Structure

    • Minimum investment of just $10,000 to get started
    • Transparent, budget-friendly fee structure available on their website
    • First-year fees waived for accounts exceeding $50,000
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  • Precious Metals: Gold, Silver, Platinum, Palladium
  • Minimum Investment: $10,000
  • Fees: Account set-up fee (one time): $50, Wire transfer fee (one time): $30, Annual storage and insurance fee: $100, Management fee: $100
  • BBB Rating: A+
  • BCA Rating: AAA
  • Trustpilot Reviews: 4.5 / 5
  • The Pros

    Low minimum investment of just $10,000

    Website offers real-time gold price updates

    Convenient buyback services for future gold sales

    A range of educational resources available to support investors

    The Cons 

    To invest with Birch, you must contact their customer support team, as direct online investing is not available through the website.

    Best Gold IRA for Educational Resources

    • Educational resources to help investors make informed decisions
    • Guaranteed buyback program for convenient selling
    • "Royal Survival Packs" designed for quick access to emergency funds
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  • Precious Metals: Gold, Silver, Platinum, Palladium
  • Minimum Investment: $20,000
  • Fees: Annual storage fee: $80 (Texas) or $150 (Delaware)
  • BBB Rating: A+
  • BCA Rating: AAA
  • Trustpilot Reviews: 4.9 / 5
  • The Pros

    The website offers extensive educational resources for both beginners and experienced investors

    Buyback program allows for easy and secure resale of precious metals

    Receive expert guidance and professional support from Noble Gold specialists

    Precious metals are stored in facilities with top-tier security standards

    The Cons 

    Only available in the US and Canada

    The Best Gold IRA Companies in 2025

    Before I get started with this review, I want to inform you that I have reviewed dozens of precious metal IRA companies over two decades, and I have curated a list of the top 5 gold IRA companies in 2025. I highly recommend reading this article before proceeding with an IRA transfer.

    The #1 Best Gold IRA is Augusta Precious Metals, with its A+ rating from Better Business Bureau, hundreds of 5-star reviews, and lifetime account support. Read my review on Augusta Precious Metals, or visit the official Augusta website to learn more.

    What Makes Money Metals Exchange Stand Out

    With so many players in the precious metals market, Money Metals Exchange has carved a niche through several standout features.

    Diverse Precious Metals Offerings

    Money Metals Exchange offers a complete line of assets for every investor:

    • Silver coins, rounds, bars, junk silver

    • Gold coins, bars, and currency products

    • Platinum coins and jewelry

    • Palladium coins and bars

    • Rhodium bars

    • Copper rounds and bars

    • Ready-to-go portfolios combining popular gold and silver items

    • Vault Metals featuring pure forms of silver, gold, platinum, palladium, and rhodium

    This range ensures that precious metals investors can find exactly what fits their portfolio needs.

    Special Deals on Overstocked Metals

    Another compelling reason many customers choose Money Metals Exchange is the company’s “Specials” section. Here, overstocked items are sold at discounted prices, allowing savvy investors to maximize the value of their purchases.

    Educational Resources for Investors

    Investing in metals can generate a million questions. Fortunately, Money Metals Exchange offers extensive educational resources — market news, investment guides, spot price charts, and industry analyses — enabling both beginners and seasoned investors to make informed decisions.

    Secure Storage with Money Metals Depository

    Unlike other dealers that depend on third parties, Money Metals Exchange operates its own depository in Idaho. This secure facility features UL Class 3 vaults, thick reinforced walls, segregated storage, and insurance through Lloyd’s of London, ensuring that client holdings are protected at all times.

    Buyback Program: Sell to Money Metals Exchange

    When it’s time to liquidate your investments, Money Metals Exchange simplifies the process. Their buyback program allows investors to sell metals directly back at competitive rates — a huge advantage for those planning their investment journey carefully.

    How to Invest with Money Metals Exchange

    If you’re considering buying precious metals or opening a precious metals IRA, the investment process at Money Metals is straightforward.

    Step 1: Open a Self-Directed IRA

    Money Metals Exchange recommends working with NDIRA but is flexible with custodians. Already have an account elsewhere? No problem — you can still buy from Money Metals Exchange.

    Step 2: Fund Your Account

    Fund your self-directed IRA through wire transfer, paper check, e-check, or rollover from an existing IRA or 401(k). No hidden fees for wire or check payments.

    Step 3: Select Your Precious Metals

    Browse the wide product range on the website and pick suitable assets — whether silver bars, gold coins, or rhodium bricks.

    Step 4: Delivery and Storage

    After purchase, assets are either delivered to your address or stored securely at the Money Metals Depository, ensuring peace of mind with full insurance coverage.

    Money Metals Exchange Fees

    Transparency is crucial. While Money Metals Exchange offers competitive pricing, there are a few important fees to know:

    Payment Method

    Additional Fee

    PayPal

    +4%

    Cryptocurrency

    +2%

    Wire Transfer / Paper Check / E-Check

    No extra fee

    Storage fees at the Money Metals Depository:

    Asset Value

    Annual Storage Fee

    Up to $15,999

    $96 flat

    $16,000 to $99,000

    0.59%

    $100,000 to $999,999

    0.49%

    $1M to $2.9M

    0.39%

    Money Metals Exchange Rating on Consumer Sites

    Customer feedback reflects real-world experiences. Here’s how Money Metals Exchange ranks:

    Review Site

    Rating

    Reviews Count

    Better Business Bureau

    A+

    157

    TrustPilot

    2.3/5

    71

    While TrustPilot shows some customer complaints, many issues revolve around shipping delays and state sales tax — common challenges in the precious metals industry.

     

    Pros & Cons

    The Pros

    • Wide variety of precious metals products
    • Competitive pricing on silver, gold, and platinum
    • In-house secure storage with insurance
    • Informative educational resources
    • Free shipping for orders over $199
    • Strong reputation in the business bureau network

    The Cons 

    • Additional fees for PayPal and crypto payments
    • Limited contact methods (no 24/7 live chat support)
    • Lower TrustPilot rating due to shipping process complaints

    The Verdict

    Money Metals Exchange is a trustworthy company offering a rich catalog of metals, competitive prices, professional service, and reliable storage solutions. While some challenges like extra payment fees and occasional delivery issuesexist, overall customer satisfaction remains high.

    If your investment goals align with buying tangible assets and securing them professionally, Money Metals Exchange could be an excellent addition to your portfolio.

    However, as with any major financial decision, always consult with a qualified advisor before making large investments.

    Money Metals Exchange Frequently Asked Questions – FAQ

    Is Money Metals Exchange Reliable?

    Yes, with an A+ rating from the Better Business Bureau and strong industry experience, Money Metals Exchange is considered highly reliable.

    Does Money Metals Exchange Report Purchases to the IRS?

    Generally, purchases of physical precious metals are not reported unless specific thresholds for cash transactions are exceeded.

    Does Money Metals Exchange Have a Minimum Order Requirement?

    No strict minimums are stated, but shipping fees apply for orders below $199.

    Why Should I Invest with Money Metals Exchange?

    Because Money Metals Exchange offers competitive prices, a strong buyback program, and top-tier security for storage — critical factors for long-term precious metals investing success.